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About Pensions Law

Pensions is already one of the most complex and technical areas of the law. And with new legislation, the advent of auto-enrolment and a move towards defined contribution schemes, it’s about to become even more challenging.

Members and benefits

Navigate the complexities of the revised pensions freedoms regime and the different circumstances of pension benefits, including periods of temporary absence and the indexation and reduction of pensions in payment.

Trustees, governance, and administration

The governance of occupational pension schemes is an area that’s expanded with the increased level of regulation. Our content helps practitioners navigate their way through the web of statutory and regulatory material.

Transactions and reorganisations

The existence of pension arrangements can add complexity and risk to even the most straightforward of corporate transactions. Our content helps guide practitioners through the issues and how to deal with them.

Legislation

Pensions is one of the most complex and technical areas of the law. And with new legislation, the advent of auto-enrolment and a move towards defined contribution schemes, it’s about to become even more challenging.

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Latest Pensions Q&As

Q&As
Where a material late payment has been reported to The Pensions Regulator (TPR) and members informed that TPR has been notified, in accordance with Code 5 of TPR's Code of Practice, if the next payment missed is also reported to TPR by adding details to the previously opened TPR report, do the members have to be informed again that the employer has been reported to TPR? Do members have to be informed after each missed payment that is added to the TPRs exchange portal, or is the original notification to members legally sufficient?
Q&As
If a worker brings a claim for unlawful deductions from wages to recover underpaid holiday pay (eg as a result of the decision in Brazel v Harpur Trust), can they also claim in respect of underpaid pension contributions, either as part of a claim for unlawful deductions from wages or as a claim for breach of contract (on the basis that their contributions should have been assessed on the higher amount of pay, including the underpaid holiday, for the relevant period)? What other risks are there to the employer in not paying the adjusted pension contributions for that period?
Q&As
What is known so far about the case Verity Trustees Limited v Wood?
Q&As
The settlor of a life insurance trust wishes to terminate the trust and have the policy transferred to them so that the proceeds of the policy will form part of their estate on death. Is this possible and, if so, how can it be achieved?
Q&As
I understand that the UK and the EU Commission have taken conflicting stances to the application of the Hague Convention on Choice of Court Agreements after 31 December 2020 to the UK. What impact is this likely to have in UK proceedings?
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Associated legal terms

Prospectus

A document, prepared by the lead manager to an issue containing all the pertinent information about a public offering of securities and about the borrower and guarantor, if any. It is made available to the appropriate legal authorities, stock exchanges and prospective investors. A preliminary prospectus is generally dispatched at the beginning of the subscription period and a final prospectus is dispatched immediately after both the final terms have been fixed and the subscription agreement has been signed by the borrower and the managers.

Self-investment

This is where a scheme's assets are invested in connection with the employer's business.

Untraceable member

A member of a registered pension scheme who cannot be traced prior to their 75th birthday

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